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Home owners facing foreclosure in different parts of the country are receiving help from local bodies.
Residents of Fort Myers, Florida, are receiving help from the city which is trying to help home owners with foreclosure homes.
The Emergency Home Foreclosure Assistance Program was approved by the Fort Myers City Council on May 19, 2008.
Funds have been made available to help home owners in Fort Myers facing foreclosure threats. Funds are also being made available where the filings of foreclosure homes in court have already taken place. Up-to $7,000 will be provided as loans to pay arrears in mortgage payments and fees for attorneys.
The City has also collaborated with the Home Ownership Resource Center, besides counselors with credentials, to provide home owners at risk of facing foreclosures with assistance and information.
A hotline for foreclosure prevention has also been set up by the City.
Kentucky State has also launched a program which will focus on providing help to home owners avoiding foreclosures. The Kentucky Homeownership Protection Center has been set up as part of the program.
A news release from the office of Governor Steve Beshear said that the group would refer home owners to counseling agencies in their respective areas that would provide home owners involved in foreclosures with free assistance.
The Kentucky Housing Corp and the Kentucky Department of Financial Institutions are among the various non-profit and state agencies that have formed this partnership.
A program launched earlier in the year by the Louisville: Jefferson County Metro Government called the 211 Foreclosure Prevention Hotline was used as a model for the Kentucky State program.
In Tulare County, California, free workshops are to be held on prevention of foreclosures and providing mortgage check-ups for home owners. These will take place in Pixley on Saturdays.
The event which will be held in Spanish and English at the Community Services and Employment Training Office in between 10:00 am and 03:00 pm.
The various topics that information would be provided would include loan modifications, repayment plans and refinancing loans. Participants would also receive individual counseling from professionals in the lending and real estate industries.
